Virtual Wallet, otherwise known as the Personalized Nonprofit Account is an internet based service for managing your money that you hold at PNC Bank. There are also other apps for android and iPhone that connect with the offline tools as well. The service is free and available to most consumers who have a checking account at PNC Bank or other such institution.
You will need a computer with an internet connection, a credit card, and an iPhone or android phone to download the free app from the company’s website. This app lets you manage all your finances, even if you don’t carry around cash with you. This is accomplished by utilizing an iPhone or android app, mobile wallet, or a combination of both.
Your mobile wallet acts just like your regular checking account, with bill pay, online access, and so much more. You can add funds to your account to add money to your bottom line. You can also redeem rewards points and earn cash back from participating in PNC Bank’s marketing campaigns. There is no need to carry around large amounts of cash to redeem rewards.
In order to begin using the app, you first need to complete the sign up process. When you complete the sign up process, you will be asked to provide your Social Security number, bank routing number, and bank name. You will also be given a unique device that has your unique ID on it. You will then be asked to enter your financial institution account number, select a password that you will use to login to your virtual wallet, click continue, and then enter the card information.
After you have entered your account information, you will be asked to login to the app to set up your first payment. The screen will ask you to select the payment mode, which is to pay by credit card or debit card, and then enter the card number you wish to charge your account with. Once you have completed this step, you will be asked if you want to lock your account to prevent others from accessing your transactions. You can also set up an emergency fund to cover unexpected or unauthorized charges. Finally, you will be asked to verify your email address, select a password, and enter your PIN.
You will now be able to manage your account by entering your bank routing number, your debit card number, your account information, and your password. If you prefer not to use the mobile banking features, you may apply for a traditional bank account by visiting the bank and completing the application. This process usually takes less than a half hour.
Virtual wallets are very useful for those who travel a lot or who do a lot of online shopping. They make it easy to manage all your finances by only needing to carry one account. There are no fees for transactions and you never need to write checks. You can withdraw money and set up automatic payments to any of your favorite credit cards or banks. You can use it for online shopping, bill paying, or just to check your balance.
A virtual money bar can help you monitor your spending. Simply add money to the money bar by entering the amount you would like to put into your account. The software will then calculate how much money you have in your account and will let you know how much you need to set aside. You can set the amount based on your annual income, your daily spending, and how much you earn in a given day. The beauty of this feature is that you don’t have to worry about keeping track of your spending because the app will do it for you.